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Loan Programs

USDA Loans

No down payment for eligible rural and suburban areas.

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USDA loans are backed by the U.S. Department of Agriculture and are designed to help buyers purchase homes in eligible rural and suburban areas with no down payment required.

  • 0% down payment for eligible properties and borrowers
  • Reduced mortgage insurance costs compared to FHA
  • Income limits apply based on household size and location
  • Property must be in a USDA-eligible area