Frequently asked questions.

What credit score do I need to qualify?

It depends on the loan program. Conventional loans typically look for 620+, while FHA loans can work with scores as low as 580 in many cases.

How much down payment do I actually need?

FHA loans start at 3.5% down, some conventional programs allow 3%, and VA and USDA loans can offer 0% down for eligible borrowers.

How long does the process take from application to closing?

Most purchases close in 30-45 days from a signed contract.

What states are you licensed in?

Mortgage Angels, LLC is currently licensed in Ohio and Pennsylvania.